The fixed rate on a 30-year mortgage recently started at 4.125%. An auto loan for a vehicle between model years 20 recently carried an APR as low as 1.54% (term: one to four years). The Select Visa Platinum card features an annual percentage rate as low as 7.75%.
(Langley is also our runner-up financial institution for millennials.) Savings accounts: Langley offers a free money market deposit account that yields up to 0.5%, certificates of deposit that yield from 1% on a one-year term to 2.02% on a five-year term ($1,000 minimum deposit), and a variety of no-fee savings accounts, including one that pays interest of 1.61% on balances of up to $1,000.Or keep it simple with the basic Smart Checking account, with no monthly fee or minimum balance required.
The free LangleyPays checking account, for one, yields 1.61% on the first $1,000 in deposits and pays 10 cents every time you swipe your debit card. You’ll have to open a savings account with at least $5 to establish your share in the credit union.
